3. Investments (Details 5) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Fixed-maturity securities:
Gross realized gains	$ 25,870	$ 56,669	$ 183,349	$ 237,886
Gross realized losses	(20,436)		(48,729)	(56,471)
Total	5,434	56,669	134,620	181,415
Equity securities:
Gross realized gains	77,535	79,593	294,786	369,582
Gross realized losses	(19,380)	(41,806)	(42,867)	(101,523)
Total equity securities	58,155	37,787	251,919	268,059
Cash and short term investments	51,587	0	51,587	0
Net realized gains	$ 115,176	$ 94,456	$ 438,126	$ 449,474