Condensed Consolidated Balance Sheets (USD $)	Sep. 30, 2014	Dec. 31, 2013
Assets
Fixed-maturity securities, held-to-maturity, at amortized cost (fair value of $5,334,056 at September 30, 2014 and $2,425,261 at December 31, 2013)	$ 5,125,285	$ 2,399,482
Fixed-maturity securities, available-for-sale, at fair value (amortized cost of $40,295,663 at June 30, 2014 and $28,079,902 at December 31, 2013)	47,998,898	28,436,022
Equity securities, available-for-sale, at fair value (cost of $8,857,992 at September 30, 2014 and $6,690,338 at December 31, 2013)	9,160,744	6,796,673
Total investments	62,284,927	37,632,177
Cash and cash equivalents	5,028,005	19,922,506
Premiums receivable, net of provision for uncollectible amounts	9,324,796	7,590,074
Receivables - reinsurance contracts	1,750,989	974,989
Reinsurance receivables, net of provision for uncollectible amounts	35,324,074	37,560,825
Deferred policy acquisition costs	8,644,105	6,860,263
Intangible assets, net	2,352,458	2,709,244
Property and equipment, net of accumulated depreciation	2,475,651	2,038,755
Other assets	1,745,303	1,494,989
Total assets	128,930,308	116,783,822
Liabilities
Loss and loss adjustment expense reserves	36,922,289	34,503,229
Unearned premiums	39,652,812	32,335,614
Advance premiums	1,263,129	776,099
Reinsurance balances payable	2,057,549	2,566,729
Deferred ceding commission revenue	5,688,973	6,984,166
Accounts payable, accrued expenses and other liabilities	3,240,296	3,215,487
Deferred income taxes	1,103,492	693,087
Total liabilities	89,928,540	81,074,411
Commitments and Contingencies	0	0
Stockholders' Equity
Preferred stock, $.01 par value; authorized 2,500,000 shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued 8,221,702 shares at September 30, 2014 and 8,186,031 shares at December 31, 2013; outstanding 7,295,364	82,217	81,860
Capital in excess of par	32,825,045	32,692,568
Accumulated other comprehensive income	893,340	305,219
Retained earnings	6,805,339	4,187,209
Total	40,605,941	37,266,856
Treasury stock, at cost, 926,338 shares at September 30, 2014 and 919,458 shares at December 31, 2013	(1,604,173)	(1,557,445)
Total stockholders' equity	39,001,768	35,709,411
Total liabilities and stockholders' equity	$ 128,930,308	$ 116,783,822