Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash flows provided by operating activities:
Net income	$ 1,681,635	$ 259,109
Adjustments to reconcile net income to net cash provided by operating activities:
Net realized gains on sale of investments	(322,950)	(355,018)
Depreciation and amortization	393,055	306,971
Amortization of bond premium, net	100,702	89,558
Stock-based compensation	26,783	12,938
Excess tax benefit from exercise of stock options	(70,313)	0
Deferred income tax expense	(237,411)	(228,734)
(Increase) decrease in operating assets:
Premiums receivable, net	(1,659,628)	(600,185)
Receivables - reinsurance contracts	(93,562)	0
Reinsurance receivables, net	(6,862,622)	4,369,750
Deferred policy acquisition costs	(1,135,839)	(636,374)
Other assets	299,447	686,387
(Increase) decrease in operating liabilities:
Loss and loss adjustment expense reserves	5,201,059	(2,128,064)
Unearned premiums	4,866,459	3,423,563
Advance premiums	504,639	231,050
Reinsurance balances payable	1,314,680	3,517,529
Advance payments from catastrophe reinsurers	0	(7,358,391)
Deferred ceding commission revenue	790,549	587,730
Accounts payable, accrued expenses and other liabilities	(402,388)	(466,608)
Net cash flows provided by operating activities	4,394,295	1,711,211
Cash flows (used in) provided by investing activities:
Purchase - fixed-maturity securities held-to-maturity	(2,215,540)	0
Purchase - fixed-maturity securities available-for-sale	(15,837,626)	(1,649,667)
Purchase - equity securities available-for-sale	(5,356,992)	(4,298,630)
Sale or maturity - fixed-maturity securities available-for-sale	3,643,499	4,557,745
Sale - equity securities available-for-sale	3,417,605	2,727,084
Other investing activities	(542,074)	(145,881)
Net cash flows (used in) provided by investing activities	(16,891,128)	1,190,651
Cash flows used in financing activities:
Proceeds from line of credit	0	230,000
Principal payments on line of credit	0	(550,000)
Withholding taxes paid on net exercise of stock options	(66,095)	0
Excess tax benefit from exercise of stock options	70,313	0
Purchase of treasury stock	(23,203)	(129,900)
Dividends paid	(582,439)	(307,274)
Net cash flows used in financing activities	(601,424)	(757,174)
(Decrease) increase in cash and cash equivalents	(13,098,257)	2,144,688
Cash and cash equivalents, beginning of period	19,922,506	2,240,012
Cash and cash equivalents, end of period	6,824,249	4,384,700
Supplemental disclosures of cash flow information:
Cash paid for income taxes	463,400	564,000
Cash paid for interest	0	39,087
Supplemental schedule of non-cash investing and financing activities:
Shares deducted from exercise of stock options for payment of withholding taxes	$ 66,095	$ 0