Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows provided by operating activities:
Net income	$ 327,133	$ 191,008
Adjustments to reconcile net income to net cash provided by operating activities:
Net realized gain on sale of investments	(188,348)	(105,125)
Depreciation and amortization	183,120	152,986
Amortization of bond premium, net	82,997	45,074
Stock-based compensation	13,391	8,748
Deferred income tax expense	(56,141)	(124,532)
(Increase) decrease in operating assets:
Premiums receivable, net	(512,538)	370,668
Receivables - reinsurance contracts	116,422
Reinsurance receivables, net	(5,970,503)	5,281,411
Deferred policy acquisition costs	(333,038)	17,101
Other assets	46,785	1,011,071
(Decrease) increase in operating liabilities:
Loss and loss adjustment expenses	5,540,025	(2,175,646)
Unearned premiums	1,130,874	551,525
Advance premiums	389,772	156,610
Reinsurance balances payable	415,493	4,421,673
Advance payments from catastrophe reinsurers		(7,358,391)
Deferred ceding commission revenue	133,476	45,226
Accounts payable, accrued expenses and other liabilities	(914,292)	(244,362)
Net cash flows provided by operating activities	404,628	2,245,045
Cash flows used in investing activities:
Purchase - fixed-maturity securities held-to-maturity	(1,566,354)
Purchase - fixed-maturity securities available for sale	(10,396,843)	(1,146,075)
Purchase - equity securities	(2,662,152)	(2,298,727)
Sale or maturity - fixed-maturity securities available for sale	2,176,834	1,522,781
Sale - equity securities	1,287,326	945,053
Other investing activities	(312,215)	(75,898)
Net cash flows used in investing activities	(11,473,404)	(1,052,866)
Cash flows used in financing activities:
Proceeds from line of credit		100,000
Principal payments on line of credit		(550,000)
Dividends paid	(290,664)	(153,637)
Net cash flows used in financing activities	(290,664)	(603,637)
(Decrease) increase in cash and cash equivalents	(11,359,440)	588,542
Cash and cash equivalents, beginning of period	19,922,506	2,240,012
Cash and cash equivalents, end of period	8,563,066	2,828,554
Supplemental disclosures of cash flow information:
Cash paid for income taxes	400
Cash paid for interest		$ 39,087