9. Income Taxes (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Deferred tax asset:
Net operating loss carryovers (1)	$ 241,684	$ 246,476
Claims reserve discount	491,819	445,384
Unearned premium	1,071,725	1,000,372
Deferred ceding commission revenue	2,419,998	2,374,616
Other		17,087
Total deferred tax assets	4,225,226	4,083,935
Deferred tax liability:
Investment in KICO (2)	1,169,000	1,169,000
Deferred acquisition costs	2,445,721	2,332,489
Intangibles	880,707	921,143
Depreciation and amortization	181,858	197,223
Reinsurance recoverable	386,930	157,167
Other	29,291
Total deferred tax liabilities	5,093,507	4,777,022
Net deferred income tax liability	$ (868,281)	$ (693,087)