5. Fair Value of Financial Instruments (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Reinsurance balances payable	$ 2,982,222	$ 2,566,729
Carrying Value
Fixed-maturity investments held to maturity	3,969,335	2,399,482
Cash and cash equivalents	8,563,066	19,922,506
Premiums receivable	8,102,612	7,590,074
Receivables - reinsurance contracts	858,567	974,989
Reinsurance receivables	43,531,328	37,560,825
Real estate net of accumulated depreciation	1,766,149	1,777,942
Reinsurance balances payable	2,982,222	2,566,729
Fair Value
Fixed-maturity investments held to maturity	4,102,096	2,425,261
Cash and cash equivalents	8,563,066	19,922,506
Premiums receivable	8,102,612	7,590,074
Receivables - reinsurance contracts	858,567	974,989
Reinsurance receivables	43,531,328	37,560,825
Real estate net of accumulated depreciation	1,816,122	1,816,122
Reinsurance balances payable	$ 2,982,222	$ 2,566,729