15. Income Taxes (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Deferred tax asset:
Net operating loss carryovers (1)	$ 246,476	$ 264,648
Claims reserve discount	445,384	313,544
Unearned premium	1,000,372	811,413
Deferred ceding commission revenue	2,374,616	1,658,190
Other	17,087	10,921
Total deferred tax assets	4,083,935	3,058,716
Deferred tax liability:
Investment in KICO (2)	1,169,000	1,169,000
Deferred acquisition costs	2,332,489	1,893,759
Intangibles	921,143	1,082,886
Depreciation and amortization	197,223	152,576
Reinsurance recoverable		20,400
Net unrealized appreciation of securities - available for sale	157,167	527,376
Investment income
Total deferred tax liabilities	4,777,022	4,845,997
Net deferred income tax liability	$ (693,087)	$ (1,787,281)