15. Income Taxes (Details 1) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Income Taxes Details 1
Computed expected tax expense	$ 944,040	$ 363,669
State taxes, net of Federal benefit	(48,411)	(44,687)
State valuation allowance	85,821	104,325
Permanent differences
Dividends received deduction	(91,163)	(64,274)
Non-taxable investment income	(43,905)	(68,667)
Stock based compensation expense		16,414
Other permanent differences	25,709	25,956
Prior year tax matters	(52,145)	(46,906)
Other	(55,677)	17,079
Total tax	$ 764,269	$ 302,909
Computed expected tax expense	34.00%	34.00%
State taxes, net of Federal benefit	(1.80%)	(4.20%)
State valuation allowance	3.10%	9.80%
Permanent differences
Dividends received deduction	(3.30%)	(6.00%)
Non-taxable investment income	(1.50%)	(6.40%)
Stock based compensation expense		1.50%
Other permanent differences	0.90%	2.40%
Prior year tax matters	(1.90%)	(4.40%)
Other	(2.00%)	1.60%
Total tax	27.50%	28.30%