10. Property and Casulty Insurance Activity (Details 1) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Unearned premiums	$ 32,335,614	$ 26,012,363
Total reinsurance receivables	37,560,825	38,902,782
Reinsurance Receivables
Case-basis reserves	12,078,399	13,284,613
Loss adjustment expenses	1,226,763	1,064,420
IBNR reserves	4,058,813	4,070,661
Recoverable on unpaid losses	17,363,975	18,419,694
Recoverable on paid losses	1,796,512	5,792,405
Total loss and loss adjustment expenses	19,160,487	24,212,099
Unearned premiums	18,400,338	14,690,683
Total reinsurance receivables	37,560,825	38,902,782
Gross Liability
Case-basis reserves	22,489,240	21,190,141
Loss adjustment expenses	4,200,675	2,502,169
IBNR reserves	7,813,314	6,793,222
Recoverable on paid losses
Total loss and loss adjustment expenses	$ 34,503,229	$ 30,485,532