10. Property and Casulty Insurance Activity (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Premiums Written
Direct	$ 60,449,077	$ 49,251,630
Assumed	45,746	23,967
Ceded	(35,656,060)	(29,715,971)
Net	24,838,763	19,559,626
Changes In Unearned Premiums
Direct	(6,341,750)	(4,724,193)
Assumed	18,499	(5,010)
Ceded	3,709,655	2,386,188
Net	(2,613,596)	(2,343,015)
Premiums Earned
Direct	54,107,327	44,527,437
Assumed	64,245	18,957
Ceded	(31,946,405)	(27,329,783)
Net	$ 22,225,167	$ 17,216,611