8. Deferred Acquisition Costs and Deferred Ceding Commission Revenue (Details 1) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Deferred Acquisition Costs And Deferred Ceding Commission Revenue Details 1
Deferred policy acquisition costs	$ 6,860,263	$ 5,569,878
Deferred ceding commission revenue	(6,984,166)	(4,877,030)
Balance at end of period	$ (123,903)	$ 692,848