8. Deferred Acquisition Costs and Deferred Ceding Commission Revenue (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Deferred Acquisition Costs And Deferred Ceding Commission Revenue Details
Net deferred policy acquisition costs net of ceding commission revenue, beginning of year	$ 692,848	$ 553,374
Cost incurred and deferred:
Commissions and brokerage	10,500,068	8,087,355
Other underwriting and policy acquisition costs	3,193,910	3,012,611
Ceding commission revenue	(13,114,478)	(9,410,871)
Net deferred policy acquisition costs	579,500	1,689,095
Amortization	(1,396,251)	(1,549,621)
Deferred acquisition costs	(816,751)	139,474
Net deferred policy acquisition costs net of ceding commission revenue, end of year	$ (123,903)	$ 692,848