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7. Reinsurance (Details Narrative) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Reinsurance Details Narrative
Reinsurance receivables	$ 18,400,338	$ 14,690,683
Unpaid losses	0	7,358,391
Reinsurance balances payable	$ 0	$ 807,415

The sum for all reinsurance arrangements of the known and estimated amount recoverable as of the balance sheet date from a given reinsurer for claims paid or incurred by the ceding insurer and associated claims settlement expenses for each reinsurance arrangement (or, the sum of all cases determined individually, probably applying different assumptions to each arrangement).

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