5. Fair Value of Financial Instruments (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Reinsurance receivables	$ 37,560,825	$ 38,902,782
Reinsurance balances payable	2,566,729	1,820,527
Carrying Value
Fixed-maturity investments held to maturity	2,399,482	606,281
Cash and cash equivalents	19,922,506	2,240,012
Premiums receivable	7,590,074	7,766,825
Receivables- reinsurance contracts	974,989
Reinsurance receivables	37,560,825	38,902,782
Real estate net of accumulated depreciation	1,777,942	1,696,924
Reinsurance balances payable	2,566,729	1,820,527
Advance payments from catastrophe reinsurers		7,358,391
Notes payable (including related parties)		1,197,000
Fair Value
Fixed-maturity investments held to maturity	2,425,261	779,026
Cash and cash equivalents	19,922,506	2,240,012
Premiums receivable	7,590,074	7,766,825
Receivables- reinsurance contracts	974,989
Reinsurance receivables	37,560,825	38,902,782
Real estate net of accumulated depreciation	1,816,122	1,720,000
Reinsurance balances payable	2,566,729	1,820,527
Advance payments from catastrophe reinsurers		7,358,391
Notes payable (including related parties)		$ 1,197,000