3. Investments (Details 5) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Fixed-maturity securities:
Gross realized gains	$ 237,886	$ 233,299
Gross realized losses	(73,910)	(52,933)
Total	163,976	180,366
Equity securities:
Gross realized gains	551,912	137,271
Gross realized losses	(140,096)	(29,569)
Total equity securities	411,816	107,702
Net realized gains	$ 575,792	$ 288,068