Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Revenues
Net premiums earned	$ 22,225,167	$ 17,216,611
Ceding commission revenue	11,673,103	9,690,155
Net investment income	1,170,051	1,015,156
Net realized gain on sale of investments	575,792	288,068
Other income	922,072	867,724
Total revenues	36,566,185	29,077,714
Expenses
Loss and loss adjustment expenses	13,586,533	11,234,713
Commission expense	9,362,793	7,246,245
Other underwriting expenses	9,018,685	7,848,870
Other operating expenses	1,099,370	1,000,308
Depreciation and amortization	646,483	596,347
Interest expense	75,734	81,616
Total expenses	33,789,598	28,008,099
Income from operations before taxes	2,776,587	1,069,615
Income tax expense	764,269	302,909
Net income	2,012,318	766,706
Gross unrealized investment holding (losses) gains arising during period	(1,088,651)	989,895
Income tax benefit (expense) related to items of other comprehensive income	370,141	(336,565)
Comprehensive income	$ 1,293,808	$ 1,420,036
Earnings per common share:
Basic	$ 0.51	$ 0.20
Diluted	$ 0.50	$ 0.20
Weighted average common shares outstanding
Basic	3,975,115	3,806,697
Diluted	4,059,724	3,871,760
Dividends declared and paid per common share	$ 0.16	$ 0.14