6. Intangibles (Tables)

12 Months Ended

Dec. 31, 2013

Intangibles Tables

Schedule of components of intangible assets and their useful lives, accumulated amortization, and net carrying value

The components of intangible assets and their useful lives, accumulated amortization, and net carrying value as of December 31, 2013 and 2012 are summarized as follows:

			December 31, 2013						December 31, 2012
	Useful		Gross				Net		Gross				Net
	Life		Carrying		Accumulated		Carrying		Carrying		Accumulated		Carrying
	(in yrs)		Value		Amortization		Amount		Value		Amortization		Amount
Insurance license		-	$	500,000	$	-	$	500,000	$	500,000	$	-	$	500,000
Customer relationships		10		3,400,000		1,530,000		1,870,000		3,400,000		1,190,000		2,210,000
Assembled workforce		7		950,000		610,756		339,244		950,000		475,042		474,958
Total			$	4,850,000	$	2,140,756	$	2,709,244	$	4,850,000	$	1,665,042	$	3,184,958

Schedule of estimated aggregate amortization expense

The estimated aggregate amortization expense for the remaining life of finite life intangibles is as follows:

2014	$	475,714
2015		475,714
2016		407,816
2017		340,000
2018		340,000
Thereafter		170,000
	$	2,209,244