Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Revenues
Net premiums earned	$ 6,125,584	$ 4,416,506	$ 15,425,081	$ 12,553,613
Ceding commission revenue	3,611,544	2,711,431	8,239,686	8,525,945
Net investment income	294,348	242,159	852,666	739,555
Net realized gain on investments	94,456	65,986	449,474	111,546
Other income	213,205	218,723	671,020	680,469
Total revenues	10,339,137	7,654,805	25,637,927	22,611,128
Expenses
Loss and loss adjustment expenses	2,439,132	2,691,402	8,150,570	7,378,421
Commission expense	2,563,055	1,952,583	6,757,959	5,430,000
Other underwriting expenses	2,611,736	2,004,331	6,756,692	5,856,653
Other operating expenses	279,214	226,505	750,357	800,834
Depreciation and amortization	165,524	150,351	472,495	447,372
Interest expense	19,188	19,781	58,293	60,677
Total expenses	8,077,849	7,044,953	22,946,366	19,973,957
Income from operations before taxes	2,261,288	609,852	2,691,561	2,637,171
Income tax expense	599,064	162,021	770,228	863,606
Net income	1,662,224	447,831	1,921,333	1,773,565
Gross unrealized investment holding (losses) gains arising during period	(123,848)	533,877	(938,712)	1,275,632
Income tax benefit (expense) related to items of other comprehensive income	42,041	(181,518)	319,095	(433,715)
Comprehensive income	$ 1,580,417	$ 800,190	$ 1,301,716	$ 2,615,482
Earnings per common share:
Basic	$ 0.44	$ 0.12	$ 0.5	$ 0.47
Diluted	$ 0.43	$ 0.11	$ 0.49	$ 0.47
Weighted average common shares outstanding
Basic	3,811,243	3,824,461	3,826,510	3,794,979
Diluted	3,887,840	3,936,167	3,903,427	3,884,172
Dividends declared and paid per common share	$ 0.04	$ 0.04	$ 0.12	$ 0.1