6. Property and Casulty Insurance Activity (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Premiums Written
Direct	$ 15,925,613	$ 12,765,358	$ 44,651,570	$ 36,439,884
Assumed	16,952	18,354	36,999	21,553
Ceded	(8,786,730)	(7,218,500)	(26,567,984)	(21,699,102)
Net	7,155,835	5,565,212	18,120,585	14,762,335
Changes In Unearned Premiums
Direct	(2,013,499)	(1,363,818)	(5,465,632)	(4,017,217)
Assumed	(11,192)	(13,031)	17,377	(9,119)
Ceded	994,440	228,143	2,752,751	1,817,614
Net	(1,030,251)	(1,148,706)	(2,695,504)	(2,208,722)
Premiums Earned
Direct	13,912,114	11,401,540	39,185,938	32,422,667
Assumed	5,760	5,323	54,376	12,434
Ceded	(7,792,290)	(6,990,357)	(23,815,233)	(19,881,488)
Net	$ 6,125,584	$ 4,416,506	$ 15,425,081	$ 12,553,613