3. Investments (Details 6) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Fair Value-Less than 12 months	$ 9,992,392	$ 6,153,134
Unrealized Losses-Less than 12 Months	(630,528)	(202,156)
No. of Positions Held-Less than 12 Months	40	32
Fair Value-12 months or more	338,686	128,125
Unrealized Losses-12 months or more	(6,142)	(722)
No. of Positions Held-12 months or more	2	1
Aggregate Fair Value-Total	10,331,078	6,281,259
Unrealized Losses-Total	(636,670)	(202,878)
Fixed Maturity Securities Political Subdivisions Of States Territories And Possessions
Fair Value-Less than 12 months	1,372,233	202,798
Unrealized Losses-Less than 12 Months	(73,124)	(1,574)
No. of Positions Held-Less than 12 Months	5	1
Fair Value-12 months or more	36,263
Unrealized Losses-12 months or more	(3,833)
No. of Positions Held-12 months or more	1
Aggregate Fair Value-Total	1,408,496	202,798
Unrealized Losses-Total	(76,957)	(1,574)
Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous
Fair Value-Less than 12 months	4,771,560	4,025,551
Unrealized Losses-Less than 12 Months	(207,697)	(43,553)
No. of Positions Held-Less than 12 Months	17	19
Fair Value-12 months or more	302,423	128,125
Unrealized Losses-12 months or more	(2,309)	(722)
No. of Positions Held-12 months or more	1	1
Aggregate Fair Value-Total	5,073,983	4,153,676
Unrealized Losses-Total	(210,006)	(44,275)
Fixed Maturity Securities Total Fixed Maturity Securities
Fair Value-Less than 12 months	6,143,793	4,228,349
Unrealized Losses-Less than 12 Months	(280,821)	(45,127)
No. of Positions Held-Less than 12 Months	22	20
Fair Value-12 months or more	338,686	128,125
Unrealized Losses-12 months or more	(6,142)	(722)
No. of Positions Held-12 months or more	2	1
Aggregate Fair Value-Total	6,482,479	4,356,474
Unrealized Losses-Total	(286,963)	(45,849)
Equity Securities Preferred Stocks
Fair Value-Less than 12 months	2,345,104	387,925
Unrealized Losses-Less than 12 Months	(263,351)	(11,130)
No. of Positions Held-Less than 12 Months	10	3
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	2,345,104	387,925
Unrealized Losses-Total	(263,351)	(11,130)
Equity Securities Common Stocks
Fair Value-Less than 12 months	1,503,495	1,536,860
Unrealized Losses-Less than 12 Months	(86,356)	(145,899)
No. of Positions Held-Less than 12 Months	8	9
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	1,503,495	1,536,860
Unrealized Losses-Total	(86,356)	(145,899)
Equity Securities Total Equity Securities
Fair Value-Less than 12 months	3,848,599	1,924,785
Unrealized Losses-Less than 12 Months	(349,707)	(157,029)
No. of Positions Held-Less than 12 Months	18	12
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	3,848,599	1,924,785
Unrealized Losses-Total	(349,707)	(157,029)
US Treasury Securities
Fair Value-Less than 12 months
Fair Value-12 months or more
Aggregate Fair Value-Total