3. Investments (Details 5) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Fixed-maturity securities:
Gross realized gains	$ 56,669	$ 60,349	$ 237,886	$ 153,695
Gross realized losses			(56,471)	(52,600)
Total	56,669	60,349	181,415	101,095
Equity securities:
Gross realized gains	79,593	7,735	369,582	40,019
Gross realized losses	(41,806)	(2,098)	(101,523)	(29,568)
Total equity securities	37,787	5,637	268,059	10,451
Net realized gains	$ 94,456	$ 65,986	$ 449,474	$ 111,546