3. Investments (Details 4) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income:
Fixed-maturity securities	$ 241,286	$ 249,315	$ 736,298	$ 710,585
Equity securities	117,916	49,279	297,760	197,518
Cash and cash equivalents	1	25	30	84
Other	(1,066)	2	10,751	6
Total	358,137	298,621	1,044,839	908,193
Expenses:
Investment expenses	63,789	56,462	192,173	168,638
Net investment income	$ 294,348	$ 242,159	$ 852,666	$ 739,555