Condensed Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Condensed Consolidated Balance Sheets Parenthetical
Fixed-maturity securities, held to maturity, fair value	$ 1,524,516	$ 779,026
Fixed-maturity securities, available for sale, amortized cost	24,853,190	24,847,097
Equity securities, available-for-sale, cost	6,675,666	5,073,977
Notes payable includes payable to related parties	$ 378,000	$ 378,000
Stockholders' Equity
Common stock, par value	$ 0.01	$ 0.01
Common stock, authorized shares	20,000,000	10,000,000
Common stock, issued shares	4,731,031	4,730,357
Common stock, outstanding shares	3,811,573	3,840,899
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, authorized shares	2,500,000	1,000,000
Preferred stock, issued shares	0	0
Preferred stock, outstanding shares	0	0
Treasury stock, Shares	919,458	889,458