6. Property and Casulty Insurance Activity (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Premiums Written
Direct	$ 15,881,121	$ 12,438,801	$ 28,725,957	$ 23,674,526
Assumed	10,232	1,799	20,047	3,199
Ceded	(9,897,589)	(7,623,640)	(17,781,254)	(14,480,602)
Net	5,993,764	4,816,960	10,964,750	9,197,123
Changes In Unearned Premiums
Direct	(2,873,166)	(1,681,258)	(3,452,133)	(2,653,399)
Assumed	1,128	2,333	28,569	3,912
Ceded	1,554,556	1,026,537	1,758,311	1,589,471
Net	(1,317,482)	(652,388)	(1,665,253)	(1,060,016)
Premiums Earned
Direct	13,007,955	10,757,543	25,273,824	21,021,127
Assumed	11,360	4,132	48,616	7,111
Ceded	(8,343,033)	(6,597,103)	(16,022,943)	(12,891,131)
Net	$ 4,676,282	$ 4,164,572	$ 9,299,497	$ 8,137,107