3. Investments (Details 4) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Fixed-maturity securities:
Gross realized gains	$ 104,241	$ 55,004	$ 181,217	$ 95,150
Gross realized losses	(56,471)	(54,404)	(56,471)	(54,404)
Total	47,770	600	124,746	40,746
Equity securities:
Gross realized gains	218,204	25,215	289,989	32,284
Gross realized losses	(16,081)	(19,655)	(59,717)	(27,470)
Total equity securities	202,123	5,560	230,272	4,814
Net realized gains	$ 249,893	$ 6,160	$ 355,018	$ 45,560