Condensed Consolidated Balance Sheets (USD $)	Jun. 30, 2013	Dec. 31, 2012
Assets
Fixed-maturity securities, held-to-maturity, at amortized cost (fair value of $702,063 at June 30, 2013 and $779,026 at December 31, 2012)	$ 606,292	$ 606,281
Fixed-maturity securities, available-for-sale, at fair value (amortized cost of $21,974,185 at June 30, 2013 and $24,847,097 at December 31, 2012)	22,395,861	26,181,938
Equity securities, available-for-sale, at fair value (cost of $6,875,848 at June 30, 2013 and $5,073,977 at December 31, 2012)	7,190,415	5,290,242
Total investments	30,192,568	32,078,461
Cash and cash equivalents	4,384,700	2,240,012
Premiums receivable, net of provision for uncollectible amounts	8,367,010	7,766,825
Reinsurance receivables, net of provision for uncollectible amounts	34,533,032	38,902,782
Deferred acquisition costs	6,206,252	5,569,878
Intangible assets, net	2,947,101	3,184,958
Property and equipment, net of accumulated depreciation	1,961,852	1,868,422
Other assets	1,183,968	1,887,060
Total assets	89,776,483	93,498,398
Liabilities
Loss and loss adjustment expenses	28,357,468	30,485,532
Unearned premiums	29,435,926	26,012,363
Advance premiums	841,922	610,872
Reinsurance balances payable	5,338,056	1,820,527
Advance payments from catastrophe reinsurers		7,358,391
Deferred ceding commission revenue	5,464,760	4,877,030
Notes payable (includes payable to related parties of $378,000 at June 30, 2013 and December 31, 2012)	877,000	1,197,000
Accounts payable, accrued expenses and other liabilities	2,600,978	3,067,586
Deferred income taxes	1,281,494	1,787,281
Total liabilities	74,197,604	77,216,582
Commitments and Contingencies
Stockholders' Equity
Preferred stock, $.01 par value; authorized 1,000,000 shares; -0- shares issued and outstanding
Common stock, $.01 par value; authorized 10,000,000 shares; issued 4,730,357 shares at June 30, 2013 and December 31, 2012; outstanding 3,810,899 shares at June 30, 2013 and 3,840,899 shares at December 31, 2012	47,304	47,304
Capital in excess of par	13,863,974	13,851,036
Accumulated other comprehensive income	485,919	1,023,729
Retained earnings	2,739,127	2,787,292
Total	17,136,324	17,709,361
Treasury stock, at cost, 919,458 shares at June 30, 2013 and 889,458 shares at December 31, 2012	(1,557,445)	(1,427,545)
Total stockholders' equity	15,578,879	16,281,816
Total liabilities and stockholders' equity	$ 89,776,483	$ 93,498,398