7. Property and Casulty Insurance Activity (Details 1) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Property And Casulty Insurance Activity Details 1
Balance at beginning of period	$ 30,485,532	$ 18,480,717
Less reinsurance recoverables	(18,419,694)	(10,001,060)
Net balance, beginning of period	12,065,838	8,479,657
Incurred related to:
Current year	2,469,783	2,286,000
Prior years	(142)	(7,486)
Total incurred	2,469,641	2,278,514
Paid related to:
Current year	588,655	455,147
Prior years	1,365,361	1,194,688
Total paid	1,954,016	1,649,835
Net balance at end of period	12,581,463	9,108,336
Add reinsurance recoverables	15,728,423	10,824,673
Balance at end of period	$ 28,309,886	$ 19,933,009