7. Property and Casulty Insurance Activity (Details) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Premiums Written
Direct	$ 12,844,836	$ 11,235,725
Assumed	9,815	1,400
Ceded	(7,883,665)	(6,856,962)
Net	4,970,986	4,380,163
Changes In Unearned Premiums
Direct	(578,967)	(972,141)
Assumed	27,441	1,579
Ceded	203,755	562,934
Net	(347,771)	(407,628)
Premiums Earned
Direct	12,265,869	10,263,584
Assumed	37,256	2,979
Ceded	(7,679,910)	(6,294,028)
Net	$ 4,623,215	$ 3,972,535