3. Investments (Details 5) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Fair Value-Less than 12 months	$ 4,325,681	$ 6,153,134
Unrealized Losses-Less than 12 Months	(78,471)	(202,156)
No. of Positions Held-Less than 12 Months	19	32
Fair Value-12 months or more		128,125
Unrealized Losses-12 months or more		(722)
No. of Positions Held-12 months or more		1
Aggregate Fair Value-Total	4,325,681	6,281,259
Unrealized Losses-Total	(78,471)	(202,878)
Fixed Maturity Securities Political Subdivisions Of States Territories And Possessions
Fair Value-Less than 12 months	795,799	202,798
Unrealized Losses-Less than 12 Months	(20,396)	(1,574)
No. of Positions Held-Less than 12 Months	3	1
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	795,799	202,798
Unrealized Losses-Total	(20,396)	(1,574)
Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous
Fair Value-Less than 12 months	1,998,132	4,025,551
Unrealized Losses-Less than 12 Months	(40,677)	(43,553)
No. of Positions Held-Less than 12 Months	9	19
Fair Value-12 months or more		128,125
Unrealized Losses-12 months or more		(722)
No. of Positions Held-12 months or more		1
Aggregate Fair Value-Total	1,998,132	4,153,676
Unrealized Losses-Total	(40,677)	(44,275)
Fixed Maturity Securities Total Fixed Maturity Securities
Fair Value-Less than 12 months	2,793,931	4,228,349
Unrealized Losses-Less than 12 Months	(61,073)	(45,127)
No. of Positions Held-Less than 12 Months	12	20
Fair Value-12 months or more		128,125
Unrealized Losses-12 months or more		(722)
No. of Positions Held-12 months or more		1
Aggregate Fair Value-Total	2,793,931	4,356,474
Unrealized Losses-Total	(61,073)	(45,849)
Equity Securities Preferred Stocks
Fair Value-Less than 12 months	898,900	387,925
Unrealized Losses-Less than 12 Months	(6,174)	(11,130)
No. of Positions Held-Less than 12 Months	4	3
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	898,900	387,925
Unrealized Losses-Total	(6,174)	(11,130)
Equity Securities Common Stocks
Fair Value-Less than 12 months	632,850	1,536,860
Unrealized Losses-Less than 12 Months	(11,224)	(145,899)
No. of Positions Held-Less than 12 Months	3	9
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	632,850	1,536,860
Unrealized Losses-Total	(11,224)	(145,899)
Equity Securities Total Equity Securities
Fair Value-Less than 12 months	1,531,750	1,924,785
Unrealized Losses-Less than 12 Months	(17,398)	(157,029)
No. of Positions Held-Less than 12 Months	7	12
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	1,531,750	1,924,785
Unrealized Losses-Total	$ (17,398)	$ (157,029)