16. Income Taxes (Details 1) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Income Taxes Details
Computed expected tax expense	$ 363,669	$ 1,221,156
State taxes, net of Federal benefit	(44,687)	1,270
State valuation allowance	104,325
Permanent differences
Dividends received deduction	(64,274)	(39,613)
Non-taxable investment income	(68,667)	(84,930)
Stock based compensation expense	16,414	35,999
Other permanent differences	25,956	(21,548)
Prior year tax matters	(46,906)	(50,886)
Other	17,079	27,065
Total tax	$ 302,909	$ 1,088,513
Computed expected tax expense	34.00%	34.00%
State taxes, net of Federal benefit	(4.20%)
State valuation allowance	9.80%
Permanent differences
Dividends received deduction	(6.00%)	(1.10%)
Non-taxable investment income	(6.40%)	(2.40%)
Stock based compensation expense	1.50%	1.00%
Other permanent differences	2.40%	2.40%
Prior year tax matters	(4.40%)	(1.40%)
Other	1.60%	(2.20%)
Total tax	28.30%	30.30%