14. Statutory Financial Information and Accounting Policies (Details Narrative) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Statutory Financial Information And Accounting Policies Details Narrative
Statutory basis net income	$ 1,142,493	$ 3,025,536
Statutory basis surplus	$ 14,345,729	$ 13,602,701