11. Property and Casulty Insurance Activity (Details 1) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Unearned premiums	$ 26,012,363	$ 21,283,160
Total reinsurance receivables	5,792,000	1,617,000
Gross Liability
Case-basis reserves	21,190,141	11,467,967
Loss adjustment expenses	2,502,169	2,117,242
IBNR reserves	6,793,222	4,895,508
Recoverable on paid losses
Total loss and loss adjustment expenses	30,485,532	18,480,717
Reinsurance Receivables
Case-basis reserves	13,284,613	6,148,765
Loss adjustment expenses	1,064,420	1,017,983
IBNR reserves	4,070,661	2,793,586
Recoverable on unpaid losses	18,419,694	9,960,334
Recoverable on paid losses	5,792,405	1,615,981
Total loss and loss adjustment expenses	24,212,099	11,576,315
Unearned premiums	14,690,683	12,304,499
Total reinsurance receivables	$ 38,902,782	$ 23,880,814