11. Property and Casulty Insurance Activity (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Premiums Written
Direct	$ 49,251,630	$ 40,734,767
Assumed	23,967	10,990
Ceded	(29,715,971)	(24,449,655)
Net	19,559,626	16,296,102
Changes In Unearned Premiums
Direct	(4,724,193)	(4,005,312)
Assumed	(5,010)	(516)
Ceded	2,386,188	2,578,472
Net	(2,343,015)	(1,427,356)
Premiums Earned
Direct	44,527,437	36,729,455
Assumed	18,957	10,474
Ceded	(27,329,783)	(21,871,183)
Net	$ 17,216,611	$ 14,868,746