6. Intangibles (Tables)

12 Months Ended

Dec. 31, 2012

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of components of intangible assets and their useful lives, accumulated amortization, and net carrying value

The components of intangible assets and their useful lives, accumulated amortization, and net carrying value as of December 31, 2012 and 2011 are summarized as follows:

			December 31, 2012						December 31, 2011
	Useful		Gross				Net		Gross				Net
	Life		Carrying		Accumulated		Carrying		Carrying		Accumulated		Carrying
	(in yrs)		Value		Amortization		Amount		Value		Amortization		Amount
Insurance license		-	$	500,000	$	-	$	500,000	$	500,000	$	-	$	500,000
Customer relationships		10		3,400,000		1,190,000		2,210,000		3,400,000		850,000		2,550,000
Assembled workforce		7		950,000		475,042		474,958		950,000		339,328		610,672
Total			$	4,850,000	$	1,665,042	$	3,184,958	$	4,850,000	$	1,189,328	$	3,660,672

Schedule of estimated aggregate amortization expense

The estimated aggregate amortization expense for the remaining life of finite life intangibles is as follows:

2013	$	475,714
2014		475,714
2015		475,714
2016		407,816
2017		340,000
Thereafter		510,000
	$	2,684,958