Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Assets
Fixed-maturity securities, held to maturity, fair value	$ 779,026	$ 777,953
Fixed-maturity securities, available for sale, amortized cost	24,847,097	22,215,191
Equity securities, available-for-sale, cost	5,073,977	3,857,741
Liabilities
Notes payable includes payable to related parties	$ 378,000	$ 378,000
Stockholders' Equity
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, authorized shares	1,000,000	1,000,000
Preferred stock, issued shares	0	0
Preferred stock, outstanding shares	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, authorized shares	10,000,000	10,000,000
Common stock, issued shares	4,730,357	4,643,122
Common stock, outstanding shares	3,840,899	3,759,900
Treasury stock, Shares	889,458	883,222