10. Income Taxes (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Income Taxes Details
Computed expected tax expense	$ 447,491	$ 51,003	$ 1,136,779	$ 501,775
State taxes, net of Federal benefit Permanent differences	9,754	(10,225)	55,553	(24,976)
Dividends received deduction	(10,386)	(18,782)	(46,963)	(25,911)
Non-taxable investment income	(15,781)	(16,449)	(49,590)	(62,992)
Stock based compensation expense	3,065	7,284	13,302	29,094
Other permanent differences	6,287	(42,889)	18,568	(28,344)
Prior year tax matters	(32,456)	(72,960)	(32,456)	(50,886)
Other	(5,812)	33,458	8,554	17,926
Total tax	$ 402,162	$ (69,559)	$ 1,103,747	$ 355,685