7. Property and Casulty Insurance Activity (Details 1) (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Property And Casulty Insurance Activity Details 1
Balance at beginning of period	$ 18,480,717	$ 17,711,907
Less reinsurance recoverables	(10,001,060)	(10,431,415)
Net balance, beginning of period	8,479,657	7,280,492
Incurred related to:
Current year	6,554,087	6,742,201
Prior years	824,334	565,724
Total incurred	7,378,421	7,307,925
Paid related to:
Current year	2,572,948	2,414,171
Prior years	2,681,698	2,608,709
Total paid	5,254,646	5,022,880
Net balance at end of period	10,603,432	9,565,537
Add reinsurance recoverables	11,679,713	11,808,025
Balance at end of period	$ 22,283,145	$ 21,373,562