3. Investments (Details 5) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Fair Value-Less than 12 months	$ 1,703,160	$ 5,614,996
Unrealized Losses-Less than 12 Months	(40,714)	(327,730)
No. of Positions Held-Less than 12 Months	9	52
Fair Value-12 months or more	1,135,426	1,672,789
Unrealized Losses-12 months or more	(48,392)	(112,559)
No. of Positions Held-12 months or more	4	12
Aggregate Fair Value-Total	2,838,586	7,287,785
Unrealized Losses-Total	(89,106)	(440,289)
Fixed Maturity Securities Political Subdivisions Of States Territories And Possessions
Fair Value-Less than 12 months
Unrealized Losses-Less than 12 Months
No. of Positions Held-Less than 12 Months
Fair Value-12 months or more	764,668
Unrealized Losses-12 months or more	(40,055)
No. of Positions Held-12 months or more	2
Aggregate Fair Value-Total	764,668
Unrealized Losses-Total	(40,055)
Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous
Fair Value-Less than 12 months	877,005
Unrealized Losses-Less than 12 Months	(5,348)
No. of Positions Held-Less than 12 Months	3
Fair Value-12 months or more	370,758
Unrealized Losses-12 months or more	(8,337)
No. of Positions Held-12 months or more	2
Aggregate Fair Value-Total	1,247,763
Unrealized Losses-Total	(13,685)
Fixed Maturity Securities Total Fixed Maturity Securities
Fair Value-Less than 12 months	877,005
Unrealized Losses-Less than 12 Months	(5,348)
No. of Positions Held-Less than 12 Months	3
Fair Value-12 months or more	1,135,426
Unrealized Losses-12 months or more	(48,392)
No. of Positions Held-12 months or more	4
Aggregate Fair Value-Total	2,012,431
Unrealized Losses-Total	(53,740)
Equity Securities Preferred Stocks
Fair Value-Less than 12 months	386,950
Unrealized Losses-Less than 12 Months	(8,977)
No. of Positions Held-Less than 12 Months	3
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	386,950
Unrealized Losses-Total	(8,977)
Equity Securities Common Stocks
Fair Value-Less than 12 months	439,205
Unrealized Losses-Less than 12 Months	(26,389)
No. of Positions Held-Less than 12 Months	3
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	439,205
Unrealized Losses-Total	(26,389)
Equity Securities Total Equity Securities
Fair Value-Less than 12 months	826,155
Unrealized Losses-Less than 12 Months	(35,366)
No. of Positions Held-Less than 12 Months	6
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total	826,155
Unrealized Losses-Total	(35,366)
FixedMaturitySecuritiesCorporateAndOtherBondsIndustrialsAndMiscellaneousMember
Fair Value-Less than 12 months		4,849,378
Unrealized Losses-Less than 12 Months		(228,792)
No. of Positions Held-Less than 12 Months		26
Fair Value-12 months or more		1,483,425
Unrealized Losses-12 months or more		(107,666)
No. of Positions Held-12 months or more		7
Aggregate Fair Value-Total		6,332,803
Unrealized Losses-Total		(336,458)
FixedMaturitySecuritiesTotalFixedMaturitiesSecuritiesMember
Fair Value-Less than 12 months		4,849,378
Unrealized Losses-Less than 12 Months		(228,792)
No. of Positions Held-Less than 12 Months		26
Fair Value-12 months or more		1,483,425
Unrealized Losses-12 months or more		(107,666)
No. of Positions Held-12 months or more		7
Aggregate Fair Value-Total		6,332,803
Unrealized Losses-Total		(336,458)
EquitySecuritiesPreferredStockMember
Fair Value-Less than 12 months		368,350
Unrealized Losses-Less than 12 Months		(76,969)
No. of Positions Held-Less than 12 Months		12
Fair Value-12 months or more		189,364
Unrealized Losses-12 months or more		(4,893)
No. of Positions Held-12 months or more		5
Aggregate Fair Value-Total		557,714
Unrealized Losses-Total		(81,862)
EquitySecuritiesCommonStockMember
Fair Value-Less than 12 months		397,268
Unrealized Losses-Less than 12 Months		(21,969)
No. of Positions Held-Less than 12 Months		14
Fair Value-12 months or more
Unrealized Losses-12 months or more
No. of Positions Held-12 months or more
Aggregate Fair Value-Total		397,268
Unrealized Losses-Total		(21,969)
EquitySecuritiesTotalEquitySecurityMember
Fair Value-Less than 12 months		765,618
Unrealized Losses-Less than 12 Months		(98,938)
No. of Positions Held-Less than 12 Months		26
Fair Value-12 months or more		189,364
Unrealized Losses-12 months or more		(4,893)
No. of Positions Held-12 months or more		5
Aggregate Fair Value-Total		954,982
Unrealized Losses-Total		$ (103,831)