3. Investments (Details 3) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Income:
Fixed-maturity securities	$ 249,315	$ 170,083	$ 710,585	$ 526,583
Equity securities	49,279	44,089	197,518	114,387
Cash and cash equivalents	25	2,552	84	4,775
Other	2	8	6	(3,307)
Total	298,621	216,732	908,193	642,438
Expenses:
Investment expenses	56,462	44,693	168,638	132,265
Net investment income	$ 242,159	$ 172,039	$ 739,555	$ 510,173