3. Investments (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Cost or Amortized Cost	$ 26,496,180	$ 26,072,932
Gross Unrealized Gains	1,925,949	1,001,499
Gross Unrealized Losses-Less than 12 Months	(40,714)	(327,730)
Gross Unrealized Loss-More than 12 Months	(48,392)	(112,559)
Fair Value	28,333,023	26,634,142
Net Unrealized Gains/(Losses)	1,836,843	561,210
Fixed Maturity Securities Political Subdivisions Of States Territories And Possessions
Cost or Amortized Cost	5,568,774	5,868,743
Gross Unrealized Gains	290,672	301,559
Gross Unrealized Losses-Less than 12 Months
Gross Unrealized Loss-More than 12 Months	(40,055)
Fair Value	5,819,391	6,170,302
Net Unrealized Gains/(Losses)	250,617	301,559
Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous
Cost or Amortized Cost	16,211,308	15,846,616
Gross Unrealized Gains	1,085,116	338,284
Gross Unrealized Losses-Less than 12 Months	(5,348)	(228,792)
Gross Unrealized Loss-More than 12 Months	(8,337)	(107,666)
Fair Value	17,282,739	15,848,442
Net Unrealized Gains/(Losses)	1,071,431	1,826
Fixed Maturity Securities Total Fixed Maturity Securities
Cost or Amortized Cost	21,780,082	22,215,191
Gross Unrealized Gains	1,375,788	690,199
Gross Unrealized Losses-Less than 12 Months	(5,348)	(228,792)
Gross Unrealized Loss-More than 12 Months	(48,392)	(107,666)
Fair Value	23,102,130	22,568,932
Net Unrealized Gains/(Losses)	1,322,048	353,741
Equity Securities Preferred Stocks
Cost or Amortized Cost	1,453,688	1,428,435
Gross Unrealized Gains	44,552	36,762
Gross Unrealized Losses-Less than 12 Months	(8,977)	(76,969)
Gross Unrealized Loss-More than 12 Months		(4,893)
Fair Value	1,489,263	1,383,335
Net Unrealized Gains/(Losses)	35,575	(45,100)
Equity Securities Common Stocks
Cost or Amortized Cost	3,262,410	2,429,306
Gross Unrealized Gains	505,609	274,538
Gross Unrealized Losses-Less than 12 Months	(26,389)	(21,969)
Gross Unrealized Loss-More than 12 Months
Fair Value	3,741,630	2,681,875
Net Unrealized Gains/(Losses)	479,220	252,569
Equity Securities Total Equity Securities
Cost or Amortized Cost	4,716,098	3,857,741
Gross Unrealized Gains	550,161	311,300
Gross Unrealized Losses-Less than 12 Months	(35,366)	(98,938)
Gross Unrealized Loss-More than 12 Months		(4,893)
Fair Value	5,230,893	4,065,210
Net Unrealized Gains/(Losses)	514,795	207,469
Fixed Maturity Securities US Treasury Securities And Obligations Of US Government Corporations And Agencies
Cost or Amortized Cost		499,832
Gross Unrealized Gains		50,356
Gross Unrealized Losses-Less than 12 Months
Gross Unrealized Loss-More than 12 Months
Fair Value		550,188
Net Unrealized Gains/(Losses)		$ 50,356