10. Income Taxes (Details 1) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Deferred tax asset:
Net operating loss carryovers (1)	$ 264,293	$ 276,312
Claims reserve discount	250,659	220,354
Unearned premium	720,037	647,596
Deferred ceding commission revenue	1,518,955	1,354,016
Other	7,919	4,583
Total deferred tax assets	2,761,863	2,502,861
Deferred tax liability:
Investment in KICO (2)	1,169,000	1,169,000
Deferred acquisition costs	1,731,428	1,542,163
Intangibles	1,163,757	1,244,628
Depreciation and amortization	143,586	133,411
Reinsurance recoverable	20,400	20,400
Net unrealized appreciation of securities - available for sale	420,233	172,155
Investment income	0	10,543
Total deferred tax liabilities	4,648,404	4,292,300
Net deferred income tax liability	$ (1,886,541)	$ (1,789,439)