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7. Property and Casulty Insurance Activity (Details 1) (USD $)
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Property And Casulty Insurance Activity Details 1    
Balance at beginning of period $ 18,480,717 $ 17,711,907
Less reinsurance recoverables (10,001,060) (10,431,415)
Net balance, beginning of period 8,479,657 7,280,492
Current year 4,359,416 4,141,042
Prior years 327,603 233,352
Total incurred 4,687,019 4,374,394
Paid related to:    
Current year 933,939 1,322,676
Prior years 2,586,898 1,921,555
Total paid 3,520,837 3,244,231
Net balance at end of period 9,645,839 8,410,655
Add reinsurance recoverables 11,152,255 10,094,712
Balance at end of period $ 20,798,094 $ 18,505,367