3. Investments (Details 4) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Fixed-maturity securities:
Gross realized gains	$ 55,004	$ 87,302	$ 95,150	$ 87,302
Gross realized losses	(54,404)	(1,983)	(54,404)	(1,983)
Total	600	85,319	40,746	85,319
Equity securities:
Gross realized gains	25,215	18,484	32,284	135,817
Gross realized losses	(19,655)	(13,842)	(27,470)	(60,704)
Total	5,560	4,642	5,560	4,642
Net realized gains	$ 6,160	$ 89,961	$ 45,560	$ 160,432