Consolidated Statements of Operations and Comprehensive Income (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Revenues
Net premiums earned	$ 14,868,746	$ 11,135,635
Ceding commission revenue	10,624,714	8,583,146
Net investment income	754,630	617,119
Net realized gain on investments	523,894	349,415
Other income	920,732	910,616
Total revenues	27,692,716	21,595,931
Expenses
Loss and loss adjustment expenses	8,571,058	6,425,585
Commission expense	6,230,564	5,057,409
Other underwriting expenses	7,372,878	5,778,845
Other operating expenses	1,203,002	1,610,057
Depreciation and amortization	602,704	615,277
Interest expense	120,876	184,674
Interest expense - mandatorily redeemable preferred stock		74,706
Total expenses	24,101,082	19,746,553
Income from continuing operations before taxes	3,591,634	1,849,378
Income tax expense	1,088,513	767,434
Income from continuing operations	2,503,121	1,081,944
Income from discontinued operations, net of taxes		(98,807)
Net income	2,503,121	983,137
Gross unrealized investment holding (loses) gains arising during period	341,140	(107,332)
Income tax (benefit) expense related to items of other comprehensive income (loss)	(115,988)	36,493
Comprehensive income	$ 2,728,273	$ 912,298
Basic
Income from continuing operations	$ 0.65	$ 0.32
Income from discontinued operations		$ (0.03)
Income per common share	$ 0.65	$ 0.29
Diluted
Income from continuing operations	$ 0.64	$ 0.32
Income from discontinued operations		$ (0.03)
Income per common share	$ 0.64	$ 0.29
Weighted average common shares outstanding
Basic	3,837,190	3,429,828
Diluted	3,920,784	3,429,828
Dividends declared and paid per common share	$ 0.06