Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash flows provided by (used in) operating activities:
Net income	$ 1,120,124	$ 822,861
Adjustments to reconcile net income to net cash provided by operations:
Gain on sale of investments	(357,006)	(228,803)
Depreciation and amortization	457,264	463,746
Amortization of bond premium, net	162,990	54,810
Stock-based payments	85,571	326,573
Deferred income taxes	(402,447)	(36,197)
(Increase) decrease in assets:
Short term investments	0	225,336
Premiums receivable, net	(1,036,447)	(795,761)
Receivables - reinsurance contracts	489,413	(1,015,489)
Reinsurance receivables, net	(4,923,362)	(32,328)
Deferred acquisition costs	(796,055)	(677,169)
Other assets	860,804	(142,389)
Increase (decrease) in liabilities:
Loss and loss adjustment expenses	3,661,655	624,918
Unearned premiums	3,824,216	3,127,590
Advance premiums	226,783	110,262
Reinsurance balances payable	1,815,918	(92,772)
Deferred ceding commission revenue	638,307	(96,230)
Income taxes payable	194,621	0
Accounts payable, accrued expenses and other liabilities	(231,708)	(512,401)
Net cash provided by (used in) operating activities of continuing operations	5,790,641	2,126,557
Operating activities of discontinued operations	0	(26,000)
Net cash flows provided by operating activities	5,790,641	2,100,557
Cash flows used in investing activities:
Purchase - fixed-maturity securities held to maturity	0	(106,205)
Purchase - fixed-maturity securities available for sale	(4,372,917)	(4,449,040)
Purchase - equity securities	(2,570,333)	(1,968,273)
Sale or maturity - fixed-maturity securities available for sale	3,034,295	2,616,788
Sale - equity securities	1,362,700	1,202,909
Recovery of loss from failed bank	133,211	0
Collections of notes receivable and accrued interest - Sale of businesses	304,602	364,067
Other investing activities	(148,601)	(5,820)
Net cash flows used in investing activities	(2,257,043)	(2,345,574)
Cash flows (used in) provided by financing activities:
Proceeds from long term debt (includes $200,000 from related parties in 2010)	0	400,000
Principal payments on long-term debt (includes $407,000 to related parties in 2011)	(713,997)	(18,268)
Dividends paid	(115,153)	0
Net cash flows (used in) provided by financing activities	(829,150)	381,732
(Decrease) increase in cash and cash equivalents	2,704,448	136,715
Cash and cash equivalents, beginning of period	326,620	625,320
Cash and cash equivalents, end of period	3,031,068	762,035
Supplemental disclosures of cash flow information:
Cash paid for income taxes	458,871	501,102
Cash paid for interest	172,964	296,782
Supplemental Schedule of Non-Cash Investing and Finacing Activities:
Mandatorily redeemable preferred stock exchanged for common stock	$ 0	$ 1,299,231