Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows provided by (used in) operating activities:
Net income	$ 900,555	$ 590,713
Adjustments to reconcile net income to net cash provided by operations:
Gain on sale of investments	(160,432)	(144,749)
Depreciation and amortization	313,142	308,488
Amortization of bond premium, net	123,001	34,605
Stock-based payments	64,148	271,208
Deferred income taxes	(176,235)	(73,382)
(Increase) decrease in assets:
Short term investments	0	225,336
Premiums receivable, net	(1,237,243)	(1,111,551)
Receivables - reinsurance contracts	(1,728,174)	(331,874)
Reinsurance receivables, net	(2,323,212)	281,415
Deferred acquisition costs	(586,660)	(527,636)
Other assets	858,805	(27,068)
Increase (decrease) in liabilities:
Loss and loss adjustment expenses	793,460	(190,042)
Unearned premiums	2,912,817	2,528,165
Advance premiums	195,004	38,083
Reinsurance balances payable	1,897,771	514,199
Deferred ceding commission revenue	452,878	(214,816)
Income taxes payable	164,876	0
Accounts payable, accrued expenses and other liabilities	(437,287)	(522,278)
Net cash provided by (used in) operating activities of continuing operations	2,027,213	1,648,816
Operating activities of discontinued operations	0	(26,000)
Net cash flows provided by operating activities	2,027,213	1,622,816
Cash flows used in investing activities:
Purchase - fixed-maturity securities held to maturity	0	(106,205)
Purchase - fixed-maturity securities available for sale	(4,065,722)	(3,116,725)
Purchase - equity securities	(1,056,775)	(877,639)
Sale or maturity - fixed-maturity securities available for sale	2,079,869	1,566,632
Sale - equity securities	1,215,296	604,217
Collections of notes receivable and accrued interest - Sale of businesses	297,678	213,665
Other investing activities	(22,998)	(4,922)
Net cash flows used in investing activities	(1,552,652)	(1,720,977)
Cash flows (used in) provided by financing activities:
Proceeds from long term debt (includes $200,000 from related parties in 2010)	0	400,000
Principal payments on long-term debt (includes $407,000 to related parties in 2011)	(713,997)	(12,040)
Net cash flows (used in) provided by financing activities	(713,997)	387,960
(Decrease) increase in cash and cash equivalents	(239,436)	289,799
Cash and cash equivalents, beginning of period	326,620	625,320
Cash and cash equivalents, end of period	87,184	915,119
Supplemental disclosures of cash flow information:
Cash paid for income taxes	329,762	486,525
Cash paid for interest	$ 125,994	$ 170,018