Balance Sheets (Parenthetical) (USD $)	Jun. 30, 2011	Dec. 31, 2010
Statement of Financial Position [Abstract]
Fixed-maturity securities, held to maturity, fair value	$ 596,683	$ 606,398
Fixed-maturity securities, available for sale, amortized cost	18,226,972	16,277,052
Equity securities, available-for-sale, cost	$ 2,741,606	$ 2,825,015
Stockholders' Equity
Common stock, par value	$ 0.01	$ 0.01
Common stock, authorized shares	10,000,000	10,000,000
Common stock, issued shares	4,643,122	3,838,386
Common stock, outstanding shares	4,643,122	3,838,386
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, authorized shares	1,000,000	1,000,000
Preferred stock, issued shares	0	0
Preferred stock, outstanding shares	0	0
Treasury stock, Shares	804,736	804,736