Segment Information - Schedule of Return on Equity (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2026	Jun. 30, 2025	Jun. 30, 2026	Jun. 30, 2025	Dec. 31, 2025
Segment Reporting [Line Items]
Less: Ceding commission revenue	$ 1,532,966	$ 3,081,556	$ 2,936,842	$ 6,040,247
Less: Other income	184,029	151,245	364,841	291,660
Net earned premium	60,467,477	46,215,260	116,336,291	89,738,323
Beginning balance	114,504,510	82,209,963	122,731,249	66,708,451
Ending balance	129,159,460	94,877,892	129,159,460	94,877,892
Net investment income	3,428,729	$ 2,300,267	6,766,310	$ 4,348,863
Total assets	$ 477,933,872		$ 477,933,872		$ 453,425,151
Reportable Segment
Segment Reporting [Line Items]
Net loss ratio	39.60%	38.80%	59.70%	50.30%
Net underwriting expense ratio	30.60%	32.70%	30.50%	32.00%
Net combined ratio	70.20%	71.50%	90.20%	82.30%
Commission expense and other underwriting expenses	$ 20,228,293	$ 18,356,996	$ 38,784,978	$ 35,075,298
Less: Ceding commission revenue	(1,532,966)	(3,081,556)	(2,936,842)	(6,040,247)
Less: Other income	(184,011)	(151,173)	(364,800)	(291,127)
Total commission expense and other underwriting expenses	18,511,316	15,124,267	35,483,336	28,743,924
Net earned premium	60,467,477	46,215,260	116,336,291	89,738,323
Beginning balance	114,504,510	82,209,963	122,731,249	66,708,451
Ending balance	129,159,460	94,877,892	129,159,460	94,877,892
Average stockholders' equity	121,831,985	88,543,928	125,945,355	80,793,172
Net investment income	$ 3,428,729	$ 2,300,267	$ 6,766,310	$ 4,348,863
Return on equity on net investment income	2.80%	2.60%	5.40%	5.40%
Return on equity on net investment income - annualized	11.20%	10.40%	10.80%	10.80%
Total assets	$ 477,933,872	$ 393,421,525	$ 477,933,872	$ 393,421,525