Segment Information - Schedule of Components Included and Excluded from Net Combined Ratio (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2026 USD ($)	Jun. 30, 2025 USD ($)	Jun. 30, 2026 USD ($) segment	Jun. 30, 2025 USD ($)
Segment Reporting [Abstract]
Number of reportable segments | segment			1
Revenue components excluded from net combined ratio
Net income	$ 15,470,171	$ 11,252,332	$ 9,661,921	$ 15,134,992
Reportable Segment
Components of Net Combined Ratio [Abstract]
Net premiums earned	60,467,477	46,215,260	116,336,291	89,738,323
Ceding commission revenue	1,532,966	3,081,556	2,936,842	6,040,247
Other income	184,011	151,173	364,800	291,127
Total revenue components of net combined ratio	62,184,454	49,447,989	119,637,933	96,069,697
Loss and loss adjustment expenses	23,930,497	17,927,162	69,504,881	45,102,240
Commission expense	11,573,138	10,629,629	21,768,550	19,942,509
Other underwriting expenses	8,655,155	7,727,367	17,016,428	15,132,789
Total expense components of net combined ratio	44,158,790	36,284,158	108,289,859	80,177,538
Operating segment net income	18,025,664	13,163,831	11,348,074	15,892,159
Revenue components excluded from net combined ratio
Net investment income	3,428,729	2,300,267	6,766,310	4,348,863
Net gain (loss) on investments	240,345	546,451	(775,002)	408,472
Gain on sale of real estate	0	0	0	1,965,989
Other income	18	72	41	533
from net combined ratio	3,669,092	2,846,790	5,991,349	6,723,857
Other operating expenses	1,362,430	1,153,480	3,622,977	2,189,217
Depreciation and amortization	761,473	613,364	1,476,980	1,237,227
Interest expense	58,808	77,074	128,663	304,528
Income tax	4,041,874	2,914,371	2,448,882	3,750,052
from net combined ratio	6,224,585	4,758,289	7,677,502	7,481,024
excluded from net combined ratio:	$ (2,555,493)	$ (1,911,499)	$ (1,686,153)	$ (757,167)