Segment Information - Return on Equity (Details) - USD ($)	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025	Dec. 31, 2025
Segment Reporting Information [Line Items]
Less: Ceding commission revenue	$ 1,403,876	$ 2,958,691
Less: Other income	180,812	140,415
Net earned premium	55,868,814	43,523,063
Beginning balance	122,731,249	66,708,451
Ending balance	114,504,510	82,209,963
Net investment income	3,337,581	$ 2,048,596
Total assets	$ 465,339,043		$ 453,425,151
Reportable Segment
Segment Reporting Information [Line Items]
Net loss ratio	81.60%	62.40%
Net underwriting expense ratio	30.40%	31.30%
Net combined ratio	112.00%	93.70%
Commission expense and other underwriting expenses	$ 18,556,685	$ 16,718,302
Less: Ceding commission revenue	(1,403,876)	(2,958,691)
Less: Other income	(180,789)	(139,954)
Total commission expense and other underwriting expenses	16,972,020	13,619,657
Net earned premium	55,868,814	43,523,063
Beginning balance	122,731,249	66,708,451
Ending balance	114,504,510	82,209,963
Average stockholders' equity	118,617,880	74,459,207
Net investment income	$ 3,337,581	$ 2,048,596
Return on equity on net investment income	2.80%	2.80%
Return on equity on net investment income - annualized	11.20%	11.20%
Total assets	$ 465,339,043	$ 385,439,240